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If you’re going to rely on Social Security

Social Security provides the majority of income to most older adults. For about half of this group, Social Security provides at least 50 percent of their income. Social Security benefits are much more modest than many people realize. For someone who worked all of their adult life at average earnings and retires in 2022, Social Security benefits replace about 37 percent of past earnings. Christy Bieber outlines the three strategies you will need to implement if you will be living on Social Security only in retirement. Read Ms. Bieber’s article here…

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