Q & A
I’m thinking about getting disability protection from a private company. If I become disabled and have a private policy, would it reduce my Social Security disability benefit?
Answer: No. Having private insurance does not affect your eligibility for Social Security disability benefits.But, you may be interested to know that workers’ compensation and certain other public disability payments may affect your Social Security benefit. You can learn more and even apply for disability benefits at www.socialsecurity.gov/disability. Also, read our publication, “How Workers’ Compensation And Other Disability Payments May Affect Your Benefits,” available at www.socialsecurity.gov/pubs.
Source: Peggy Murphy, Montana Social Security director - July 11, 2014
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.