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Make Social Security “Hip” with Millenials

Survey after survey reveals that Millennials are resigned to the idea that Social Security, as we know it, might not be there during their retirement.  As Jamie Hopkins, professor of retirement planning at The American College of Financial Services, points out in this piece, the whole concept is just too foreign and too distant for younger folks.  The key to changing this pessimistic mindset is to make Social Security relatable to this group.  Hopkins finds apathy toward Social Security puzzling, as Millenials tend to favor social justice, equality, and fairness, and polls have shown strong support for “Medicare for All” and higher minimum wages.  If only there were a way channel their enthusiasm and glee for banning plastics to the Social Security program?  Hopkins suggests a return to mailing annualized statements and expanding Social Security into a system that could be tapped earlier, to offset income lost after certain qualifying events such as childbirth.  Sen. Marco Rubio (R-FL) is currently championing the latter proposal.  Read more here.

The Association of Mature American Citizens (AMAC) has developed a bipartisan compromise bill, titled “The Social Security Guarantee Act”.  One of its several components is Social Security PLUS, a new yet voluntary early retirement plan that would allow all earners to have more income available at retirement.  This component is intended to appeal especially to younger workers.  Learn more about AMAC’s Social Security Guarantee here…

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