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Marital Status and Its Affect on Your Social Security Benefits

For those beginning to explore the Social Security benefits that will be available when they elect to claim, the issue of marital status becomes a pretty important factor. For example, benefits for a spouse may be available if the spouse’s own earnings record produces a benefit less than the higher-earning spouse’s record, and then there’s the whole set of rules relating to divorce situations and the eligibility of benefits based on a former spouse’s work record. It can get sort of complicated, so take a look at a USA Today post by the Motley Fool’s Katie Brockman for some pointers. You can check it out here.

If you still have questions about your specific situation, know that the AMAC Foundation offers a free-to-the-public Social Security Advisory Service, featuring trained and certified professionals available by telephone or email. Learn more about this service and how to access it here.

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