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Multiple benefits to postponing retirement
Selena Maranjian argues there are numerous reasons to delay retiring, even by just a few years. Social Security monthly benefits increase a little each month that payments are deferred past age 62. But delaying retirement also means you can save and invest more, amassing a bigger nest egg. A shorter retirement also means your nest egg doesn’t need to last as long. Lastly, you may be able to enjoy employer-sponsored healthcare longer and/or a 401k match as well. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.