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Must Everyone Pay Social Security Taxes?

Well, nearly all working Americans are required to contribute to the federal Social Security program from their earnings, up to the payroll tax cap each year. There are some exceptions – most notably those who work for a State or Local Government agency which has opted out of participating in Social Security – but by far the majority of workers contribute at least 6.2% of their earnings under the annual payroll tax cap. There are, however, several other categories of earners who are exempt from paying into Social Security – including certain religious groups, non-resident aliens (e.g., foreign government workers), and foreign students – as explained in this MARCA Personal Finance article.

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