Q & A
My husband turned 65 in June. The Social Security Administration told him he doesn’t have to apply for Medicare if he has health insurance. He’s currently covered by my employee health insurance, and I’ll be working several more years. But I’m concerned he may have to pay a penalty if he waits until I retire to apply for Medicare. Was he given incorrect advice?
Answer: Not necessarily. The correct advice depends on the number of people working for the employer whose plan currently covers him. When you’re covered through an employer with 20 or more workers for whom you or your spouse is actively working, that coverage remains primary, even after you turn 65. If that’s your husband’s situation, he got the right advice. Read more…
Source: www.newsday.com - October 4, 2013
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