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New Retirement Withdrawal Rate in 2026 - Personal Finance
If you are in your first year of mandatory withdrawals, the following article offers you some quidelines on how much to withdraw in your first year. The goal is to ensure your retirement funds last at least 30 years. The experts from Morningstar have published an updated recommendation for the safe withdrawal rate for 2026. They are saying a 3.9% withdrawal rate would give you a 90% probability of having money left at the end of 30 years. Morningstar made the adjustment based on assumptions about inflation and future asset-class returns. The article covers how this figure fluctuates year to year.
To read the full article by Christy Bieber on how these adjustments are determined each year, click here …
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