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Personal finance 101, including Social Security

Social Security is not a retirement plan, as it replaces just 40% of pre-retirement income.  That’s but one of four very important personal finance points in this Motley Fool piece by Catherine Brock.  The other points are these: budgeting is the key to spending less; building wealth is easier when you start earlier; and an emergency fund helps you stay debt-free.  Read the full piece here.



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