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Restricted Application Option Alive and Well…For Some, Anyway
If you were born on or before Jan. 1, 1954, you should know that there’s a lucrative Social Security option still available to you that can benefit you substantially. It’s called the “Restricted Application,” and it’s an option that allows you to file for benefits on your spouse’s (or ex-spouse’s) earnings record while allowing your own benefit to grow. The option was eliminated in 2015, but there are still many folks to whom it is available as a result of a grandfathering clause. Learn more about this option via an article posted at forbes.com by Senior Contributor Bob Carlson. Read the article here…
Also, if you have any questions about how the Restricted Applicatin provision might apply to you, or if you have any questions at all regarding Social Security and your personal situation, know that the AMAC Foundation provides a service free of charge that can help you. Learn more about this service here…
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.