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Rethink your finances and retirement risks

Maybe the best way to save for retirement is to actually start budgeting for a short bout of insecurity. Or lots of insecurity. The looming pension cuts — on top of higher health care costs — facing City of Detroit retirees should give anyone reason to reconsider their retirement risks. What would you do if you suddenly faced extra health care expenses of $400 or more a month? Or if you suddenly lost $600 a month, as some Detroit retirees faced by an annuity clawback will do, as the city works its way out of bankruptcy….Read More


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