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Retiree Decisions in a Bear Stock Market - Kiplinger

The “grin and bear it” approach to the current bear market is especially tough for those who are retired, watching their nest egg diminish in value almost every day. But what is a retiree to do? Well, the father of the venerable “4% rule” has moved away from a stock/bond-centric portfolio to a larger cash position with his investments but, like all investment strategies, that is a personal decision. Is it one you should consider? Probably not, according to this Kiplinger article by certified financial advisor Matthew Sommer, who believes that re-evaluating your current spending habits and saving even more for rainy days is a better choice than reacting to inevitable market corrections. Click here to read more.

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