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Retirees may be ignoring their biggest assets
When deciding how to divide a portfolio between stocks and bonds, many investors simply subtract their age from 100 to determine what percentage to put into stocks, and invest the rest in bonds. But new research indicates that before doing the math, it’s important to consider something many investors and financial advisers overlook: the value and riskiness of your other assets—specifically, any pension and Social Security benefits you stand to receive, your future employment income and your home equity…Read More
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