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Retirement Evolves in Phases - Kiplinger

What does “retirement” mean to you? If your view of retirement is simply that you stop working and have a lot of extra time to do things you’ve previously put off doing, it may be time for you to take a deep breath and give some really serious thought to how your retirement will actually evolve. In reality, there are four phases – pre-retirement, early retirement, middle retirement, and retirement in your later years – each of which have different financial needs and personal considerations. Recognizing these four phases and planning for them should be part of everyone’s retirement planning process, as discussed in this Kiplinger article by certified financial planner Tony Drake. Click here to read more.

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