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Retiring early? Beware of Social Security’s “earnings limit” test!
Claiming Social Security benefits before full retirement age (FRA) and shoring up the difference with part-time work can at first glance be a decent way to begin your transition in to retirement while maintaining you income level. But you need to keep in mind the “earnings test” applied to income earned before full retirement age and the implications that rule can have on your bottom line during those pre-FRA years. In a post on host.madison.com, Wendy Connick provides a quick review of this rule and its potential implications. Read her article here…