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Saving for retirement? How to soothe fears of not having enough money.

In a recent survey, 55 percent of Americans said they fear not having enough money to last through their retirement. The Bank of America’s Merrill Edge survey, reported in USA Today, polled 1,000 people called the emerging affluent — those with $50,000-$250,000 in investments, excluding their homes and other real estate. First, note that the people in this category are already better off than the majority, and it bears repeating that these people have saved more than most Americans, and still they are worried about retirement. Maybe they are more prone to anxiety or maybe there are many people who underestimate their future needs and we have a serious problem on our hands…Read More


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