Q & A
Should a Wife Work to Get Her Own Social Security?
Full Question: I am 60 years old. I have a 45-year-old wife who has never worked during the 20 years that we have been married. She did work for a while before our marriage, and has 10 Social Security credits. Is there any advantage to her working to earn the extra 30 credits she needs to qualify for her own Social Security?
Answer: Before I answer your question from a Social Security perspective, I’d be remiss if I didn’t point out that we need to consider your wife’s feelings about this. Does she want to get out of the house? Does she want to work? Does she want to have her own income? These are obviously important questions only she can answer.
Looking at the matter only through my Social Security glasses, I’m going to give you a blurry answer. Is it worth it for your wife to work? Maybe yes. And maybe no. Read more…
Source: Tom Margenau, Spectrum Online - February 17, 2014
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