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Should You Wait Until 70 to Claim Social Security?

A majority of those considering Social Security are aware that waiting until age 70 to claim will yield the highest possible benefit amount. But the interesting reality is that only a small percentage of people actually wait until age 70 to claim. Conversely, about 25% of women and over 30% of men claim Social Security as soon as they’re eligible at age 62, many simply “because it’s there.” That’s a curious dichotomy, especially since most financial experts advise waiting as long as possible to claim. To emphasize the importance of waiting, this Yahoo! News article by Rodney Brooks offers 5 good reasons to delay until age 70 to claim Social Security and, for perspective, it also discusses when that’s not a wise idea. Click here to read more.

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