Social Security Report

Social Security and You: More File and Suspend Clarifications

It sometimes seems like almost everyone pushing retirement age today thinks he or she wants to employ the “file and suspend” strategy to maximize his or her Social Security benefits. Not a single day goes by when I don’t get dozens of emails from readers telling me they plan to employ this strategy to gain the maximum return on their Social Security investment. They often tell me they attended some kind of seminar at which a local financial planner extolled the virtues of “file and suspend.”...Read More

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