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Social Security Benefits and the Divorced: Some Important Facts
With a recent survey by MassMutual noting that a surprising number of Americans are not clear on the rules surrounding Social Security benefits available to divorced spouses, a post by Aman Jain on valuewalk.com can play an informative role in educating many folks. As Mr. Jain explains, there is a set of basic criteria governing the prerequisites for divorced spouses to obtain benefits:
- You must be at least 62 years old.
- You must be unmarried. If you remarry, you may still qualify for the benefit if your recent marriage ends in annulment, divorce or death.
- Your ex-spouse must be eligible for Social Security benefits.
- The marriage must have lasted at least 10 years.
- You must have been divorced for at least two years.
- Your own Social Security benefit must be less than the divorced spouse’s Social Security benefit.
For more on this important subject, check out Mr. Jain’s post here.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.