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Social Security Smarts
I turned 62 a few months ago. As birthdays go, this one was nothing special (champagne doesn’t flow for birthdays that end in 2). But it did represent one milestone: I’m now eligible for Social Security benefits.That doesn’t mean I plan to retire anytime soon, nor do I expect to sign up early for Social Security. If I were to take benefits at 62, I’d have to accept a 25% reduction in the amount I’d receive at 66, my full retirement age, and I’d lose $1 of my benefit for every $2 I earn above $15,480 (in 2014). Read more…
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