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Social Security Spousal Benefits: Three Things to Know
In this piece, Todd Campbell explains what married and divorced people should know about qualifying for Social Security spousal benefits, as this information could significantly increase your retirement income. There are a myriad of rules on who can collect spousal benefits and how much money they can receive. This article answers these three questions: who can get them? how much can people get? what are the rules for ex-spouses (an oft overlooked point). Campbell even covers the exception to the age 62 requirement for claiming spousal benefits. Spouses younger than 62 that care for a child who qualifies for Social Security benefits on the working spouse’s record can receive spousal benefits at any age until the child turns 16. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.