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Social Security Strategies for Married Couples
Maurie Backman notes three special steps that married couples should take here to maximize monthly Social Security benefits. They are: 1. Have both spouses claim benefits at full retirement age (FRA); 2. Have both spouses delay Social Security; 3. Have one spouse delay Social Security while the other files at FRA. Pros and cons of each are in the full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.