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Social Security & The Marshmallow Test
It’s a classic. Do you eat a marshmallow now or wait for a guaranteed, bigger one later? So it is also with the decision of when to take Social Security benefits. Indeed, consuming now means having less money later. Read the full piece by John Wasik on why delaying Social Security benefits can pay big dividends here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.
“To be or not to be” to quote an old bard. Should one buy a home or rent? Should one buy an auto or take a cab? Should one go to college? These and many other delemnas face us all. It is never answered until one reaches the final summit, then and only then does one know or realize their chosen path in life was/is achieved.