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Social Security’s “Effective” Date Conundrum Explained

For those of you just beginning to look seriously at claiming Social Security benefits, you’ll quickly realize that there are not only many rules associated with this step, but certain idiosyncrasies as well. One of the more esoteric of these relates to your birth date and how it factors into the scheduling of your first payment from the system. Noted Social Security columnist Tom Margenau, a former SSA official, provides a comprehensive review of this issue in a post on tucson.com, which you can read here…

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