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Social Security’s secret sauce for those nearing retirement
Maurie Backman notes how important retirement is and advises people to gain at least a cursory knowledge of Social Security and how benefits are calculated and paid. One, 35-years (or more) of work history is advised to avoid “zero” years in the benefit calculation. Two, you’re allowed to receive Social Security even if you’re still earning money from a job, but earnings are limited between age 62 and 67. Three, you can collect benefits even if you don’t have an income history on record. All are explained more in the full article here.