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SSA Experts: Don’t Believe Negative Hype About Americans’ Retirement Finances

Conventional wisdom has it that most Americans are financially ill-prepared for retirement. But that’s not true, say Sylvester Schieber, former chairman of the Social Security Advisory Board, and Andrew Biggs, former principal deputy commissioner of the Social Security Administration. “The story pushed by pundits and policymakers is that the shift over the past 30 years from defined-benefit pensions to defined-contribution savings plans such as 401(k)s has dramatically reduced retirement income to supplement the benefits provided by Social Security,”...Read More


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