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Stop Fretting! You’ll Get Your Social Security - Motley Fool

It can be pretty perplexing, trying to decide when to claim your hard-earned Social Security benefits. After all, you likely know that the longer you wait the more your monthly payment will be, and not getting the most you can is often a troubling thought to deal with. You may also be worried because of all the media attention to Social Security’s future financial issues. But, take a deep breath, and relax and don’t fret. While it’s true that waiting longer to claim means a higher benefit, whenever you claim, Social Security will be there for you and will continue to be for the rest of your life. Sure, you can get more by waiting longer, but if that’s not what you want that’s okay too. And if you want to dig deeper before deciding, take your time and look not only at your financial needs but also at your life expectancy and whether there are others who will get benefits on your record. As this Motley Fool article by Kailey Hagen points out, there is no wrong age at which to claim your Social Security benefits. Relax!

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…

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