Support for Delaying Social Security Benefits

Much has been publicized about the benefit of avoiding the impulse to file for Social Security benefits at the earliest possible point (age 62). The obvious benefits include a larger monthly benefit when you do file and the availability of delayed retirement credits if you wait until age 70, but there are other, perhaps more subtle, benefits available to those who wait. For example, did you realize that your COLA will be larger if your benefit is larger? Emily Brandon, senior editor for Retirement at U.S. News, takes a look at the key positives associated with delayed filing in an article posted on money.usnews.com. Check it out here…

 

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