AMAC Social Security Guarantee
Social Security Insolvency and Why It’s a Concern for All
The gloom surrounding Social Security’s financial situation — specifically, the steadily depleting reserves and the projected 20% to 25% benefit reduction facing beneficiaries as early as 6 years from now — is a cause for alarm among America’s seniors. But,…
EOY Report on Social Security Pledges Stability for Generations to Come
In his end-of-fiscal-year report to Congress on operational improvements implemented at the Social Security Administration, Commissioner Frank Bisignano highlighted the Agency’s transformational work in 2025. His comments also commended SSA staff for their “commitment to defending a program that provides…
Employer Compensation Tax proposal
The Committee for a Responsible Federal Budget just released its analysis of the Trust Fund Solutions Initiative white paper, suggesting a new alternative by replacing the employer side of the payroll tax with a flat Employer Compensation Tax (ECT) on…
Definition Time: “Wage Indexing” and How it Works
Yesterday’s headline post on this site discussed a paper by AEI senior fellow Andy Biggs identifying “wage indexing” as a key culprit in Social Security’s long-term funding problem. As our post pointed out, wage indexing is the process of using…
A Quick Summary of the Insolvency Problem
Social Security’s steadily deteriorating financial situation receives considerable attention in the press, with pundits continually assessing the causes, assigning blame, and discussing the potential implications. At this point, the vast majority of folks receiving Social Security benefits or aging into…
Social Security Insolvency and the Math Behnd It
A few weeks ago, the Social Security Board of Trustees issued its annual report on the program’s financial status at the end of 2024. As expected, it wasn’t good news. It signaled the loss of another year before the program’s…
Saving for Retirement: An Uphill Battle for Many Americans
Reporting on the results of a recent national workforce survey, The Pew Charitable Trusts suggests that households without access to employer-sponsored savings plans, such as 401(k)s, face significant challenges in accumulating wealth to support their retirement years. Much has been…
Political Leadership on Policy Cited as Missing Ingredient in Social Security’s Plight
“The longer Congress waits to act, the harder solving Social Security’s financial challenge becomes, and the more retirees and taxpayers will be on the hook for lawmakers’ inaction.” That statement was lifted from the Bipartisan Policy Center’s “2025 Social Security…
Confidence in Retirement Planning Holding Steady…But Social Security Concerns Rising
Based on the results of the 35th annual Retirement Confidence Survey (RCS), conducted by the Employee Benefit Research Institute (EBRI) and Greenwald Research, it appears that Americans ages 25 or older continue to feel confident about financial success in retirement.…
2026 COLA Watch: Another revision
Although, it’s way too early to focus on what the January 2026 Social Security cost-of-living adjustment (COLA) might be, some organizations are tracking the inflation numbers and using them as a reference point to forecast what might happen when the…