AMAC Social Security Guarantee

Definition Time: “Wage Indexing” and How it Works

Yesterday’s headline post on this site discussed a paper by AEI senior fellow Andy Biggs identifying “wage indexing” as a key culprit in Social Security’s long-term funding problem. As our post pointed out, wage indexing is the process of using…

A Quick Summary of the Insolvency Problem

Social Security’s steadily deteriorating financial situation receives considerable attention in the press, with pundits continually assessing the causes, assigning blame, and discussing the potential implications. At this point, the vast majority of folks receiving Social Security benefits or aging into…

Social Security Insolvency and the Math Behnd It

A few weeks ago, the Social Security Board of Trustees issued its annual report on the program’s financial status at the end of 2024. As expected, it wasn’t good news. It signaled the loss of another year before the program’s…

Saving for Retirement: An Uphill Battle for Many Americans

Reporting on the results of a recent national workforce survey, The Pew Charitable Trusts suggests that households without access to employer-sponsored savings plans, such as 401(k)s, face significant challenges in accumulating wealth to support their retirement years. Much has been…

Political Leadership on Policy Cited as Missing Ingredient in Social Security’s Plight

“The longer Congress waits to act, the harder solving Social Security’s financial challenge becomes, and the more retirees and taxpayers will be on the hook for lawmakers’ inaction.” That statement was lifted from the Bipartisan Policy Center’s “2025 Social Security…

Confidence in Retirement Planning Holding Steady…But Social Security Concerns Rising

Based on the results of the 35th annual Retirement Confidence Survey (RCS), conducted by the Employee Benefit Research Institute (EBRI) and Greenwald Research, it appears that Americans ages 25 or older continue to feel confident about financial success in retirement.…

2026 COLA Watch: Another revision

Although, it’s way too early to focus on what the January 2026 Social Security cost-of-living adjustment (COLA) might be, some organizations are tracking the inflation numbers and using them as a reference point to forecast what might happen when the…

Senirs’ Growing Reliance on Social Security Benefits

The steadily eroding financial future of Social Security is popping up more frequently these days in a wide range of media outlets, and there’s no doubt that Congress’s strategy of kicking the can down the road is nearing its end.…

Support Expressed for Bipartisan Fiscal Commission

As Social Security’s long-term financial situation continues on a downward spiral, the possibility of a bipartisan commission addressing the country’s nagging–and growing–debt problem continues to show only limited movement. In fact, with no members selected to lead–or participate in–the effort,…

Social Security’s Reckoning: A Sobering Viewpoint on What Should be Emphasized

A quick look at political headlines today will show that the long-term financial problems facing our Social Security system are becoming more widely known. We’re in a less-than-decade window of when action must be taken—either corrective action or default action…

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