Ask Rusty

Ask Rusty – What Counts for Social Security’s Earnings Limit?

Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a union pension, as well as Social Security, all of which started in February 2022. I am married and I’m 65…

Ask Rusty – Can I Get Survivor Benefits While Still Working?

Dear Rusty: I lost my wife several years ago and I qualified for Social Security Spousal benefits. Unfortunately, because of my income, I have not been able to take advantage of this benefit. I am currently 64 and still working.…

Ask Rusty – Can A Working Widow Collect Survivor Benefits?

Dear Rusty: I’m 63 and still employed. My husband passed away 7 years ago at the age of 58. Am I able to collect my husband’s Social Security while I’m still working? Signed: Working Widow Dear Working Widow: Technically at…

Ask Rusty – How Do I Get My Social Security As Soon As Possible?

Dear Rusty: I am a few weeks away from my 61st birthday in November 2022. I was wondering how far in advance of my 62nd birthday next year should I file my Social Security benefits paperwork in order to get…

Ask Rusty – Octogenarian Asks About Wife’s Spousal and Survivor Benefits

Dear Rusty: I am now 80 and my wife is 76, and we both took early Social Security benefits at age 62. When my wife took her Social Security, it was a lot smaller than mine, so they took a…

Ask Rusty – Surviving Spouse Benefits Explained

Dear Rusty:  If I file at age 63 what percentage does my wife receive if I die? Does this percentage change if I wait to file closer to my full retirement age? And what does my wife receive if I…

Ask Rusty – About Medicare and Social Security

Dear Rusty: I know that when a person turns 65 he or she must enroll in Medicare. I have been informed that the charge for this would be deducted from the Social Security benefit, if it has been claimed. Otherwise,…

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