Ask Rusty

Ask Rusty – Octogenarian Asks About Wife’s Spousal and Survivor Benefits

Dear Rusty: I am now 80 and my wife is 76, and we both took early Social Security benefits at age 62. When my wife took her Social Security, it was a lot smaller than mine, so they took a…

Ask Rusty – Surviving Spouse Benefits Explained

Dear Rusty:  If I file at age 63 what percentage does my wife receive if I die? Does this percentage change if I wait to file closer to my full retirement age? And what does my wife receive if I…

Ask Rusty – About Medicare and Social Security

Dear Rusty: I know that when a person turns 65 he or she must enroll in Medicare. I have been informed that the charge for this would be deducted from the Social Security benefit, if it has been claimed. Otherwise,…

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