Claiming Early
The cost of claiming Social Security early
You can start receiving Social Security retirement benefits as early as age 62, but doing so will permanently reduce your monthly payment compared to waiting until your full retirement age. According to the Employee Benefit Research Institute 2026 Retirement Confidence…
Ask Rusty – About Social Security’s “First Year Rule” and Withdrawing from SS
Dear Rusty: I am 63 years old, and about to apply for my Social Security benefits. I am self-employed but only working part time. I know about Social Security’s annual earnings limit but recently I learned I must also be…