Filing at age 62
Sometimes you need to take your Social Security at 62
You constantly hear about strategies for maximizing your Social Security benefits, but it is not always your best option. When to take your Social Security benefit is a personal decision only you can make, depending on your personal circumstances. …
Increase in Retirees Claiming Their Social Security Benefits at 62
More people are collecting their Social Security benefits at age 62 in 2025 than in 2024. According to the Urban Institute, claims by people filing at a younger age increased by 276,000 from October through April, compared with the prior…
When your benefits are really just bonus money
You can begin your Social Security retirement benefits as early as age 62. However, if you start receiving benefits early, they are permanently reduced. What if you are not reliant on Social Security to pay for basic retirement expenses, and…
Ask Rusty – Have I Saved Social Security Money by Claiming at 62?
Dear Rusty: I had to start collecting Social Security at 62, and I am 75 now. I believe that in the last 13 years I have saved Social Security money, so I do not know why I cannot draw my…