filing early

Claiming as soon as possible could hurt your finances in more ways than one

You can start your Social Security retirement benefits as early as age 62. However, if you start receiving benefits early, they are permanently reduced. Although there are times when starting your benefits at 62 is a good idea, if you…

Your Social Security chart can help you decide when to start your benefits

You can begin your Social Security retirement benefits as early as age 62. However, if you start receiving benefits early, your benefits are reduced. You are entitled to full benefits when you reach your full retirement age. If you delay…

Starting Benefits Mid-year but Over the Monthly-Limit

The AMAC Foundation’s Social Security Advisory Service is receiving quite a few inquiries from folks looking to start their benefits early, especially when one spouse loses their employment and the other spouse is a low-earner. The low-earning spouse needs to continue working, and…

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