Full retirement age
Is it worth it to take early retirement?
We all dream of early retirement, but what if someone told you the financial benefits of working just one year longer? Would you do it? Or would you say, I want to retire; I’ve been working for forty years. Jordan…
Many seniors find “un-retiring” is a better option
For many seniors, working a whole career can get stale, causing retirement to look extremely attractive. But about 2 in 5 Americans have found that retirement isn’t all they dreamed it to be, and have returned to work – in…
Need to bolster your retirement income? Here’s how
Of course, everyone wants to maximize their retirement income, but options for doing that as you approach retirement age are scant. You’ve already saved as much as you were able to over your lifetime, so your nest egg is set…
Working during retirement – an increasing trend
“Back in the old days,” as some would say, you worked many years in your career, and then retired to your so-called “golden years” of leisure, collecting your pension and your Social Security benefits. Well, the “old days” are no…
Is there an ideal age to claim Social Security?
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Is there an ideal age to claim Social Security? Well, recent research on this topic suggests that age 70 is the best age in most circumstances but, curiously, that is not the age at which most beneficiaries actually claimed. A…
Are you going to be able to retire at 65?
A majority of pre – retirees are adjusting their retirement strategies and deciding to put retirement off until later than 65. Many financial advisors are suggesting people wait to take Social Security until later to increase their payments as much…
Ask Rusty – Older Husband and Working Wife Seek Guidance
Dear Rusty: I am 74 years old, retired and receiving Social Security. My wife will be 65 in January of 2025. Our hope was to start paying off some credit card expense by her receiving SS when she turns 65,…
About Increasing Social Security’s Full Retirement Age
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With Trust Fund depletion looming on Social Security’s financial horizon, there is no shortage of ideas for resolving the program’s financial woes to avoid a potential across-the-board cut in everyone’s benefit in less than a decade. Included in most discussions…
When do Americans typically take Social Security benefits?
Americans take Social Security benefits anytime between age 62 to age 70. Exactly when you should start is a personal decision depending on your individual situation. Also, it’s interesting to see what the average benefit is at different ages. Many…
When Should You Claim Social Security?
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It’s the question our AMAC Foundation Social Security Advisory Service is most frequently asked – “When should I claim my Social Security benefits?” And the underlying hidden inquiry is “how can I maximize my Social Security benefit?” Truth is, there…