Medigap
Thinking about making a change?
Medicare Advantage (also known as “Part C”) is a Medicare-approved plan offered by a private company that offers an alternative to Original Medicare. Medicare Advantage plans “bundle” Medicare Parts A, B, and usually Part D. Many plans offer extra benefits…
Is a Medigap plan right for you?
We are in the final days of the Medicare Open Enrollment period. The Medicare open enrollment period ends on December 7th. With all the changes happening in the Medicare Advantage market for 2026, including fewer Medicare Advantage plans, trimmed-down or…
Choosing your Medicare coverage
The Medicare Annual Enrollment Period is approaching quickly: October 15 to December 7. At this time, you can change your Medicare Part C and Part D plans for the upcoming year. This allows you to ensure you are enrolled in…
Turmoil in the privatized version of Medicare
Humana, Inc., has reported $1.2 billion in 2024 profits, which included a $693 million fourth-quarter loss as the health insurer exits unprofitable Medicare Advantage markets for 2025. However, Humana is not alone. CVS and Centene have also warned that they…
Is a Medicare Advantage plan right for you?
It is the time of the year again when all those Medicare Advantage plans advertise how wonderful they are and give you all sorts of additional benefits, but are they right for you? During Medicare’s Open Enrollment season, which will…
Long-term care insurance and Medicare supplemental insurance
As you age, you may be looking at either long-term insurance, Medicare supplemental insurance, or both. Many experts suggest that seniors get both, but do you need both? Dori Zinn explains how long-term care insurance and Medicare supplemental insurance serve…
Is Medigap worth the cost?
Medicare Supplemental Insurance, commonly referred to as Medigap, covers two out of ten Medicare recipients, according to the latest analysis by the Kaiser Family Foundation. Medigap policies, sold by private insurance companies, cover Medicare Parts A and B cost-sharing requirements.…
Health care in retirement can come with a hefty price tag
Employee Benefit Research Institute found in their latest study compared health care costs in retirement between having a Medicare with a Medigap policy or a Medicare Advantage plan and found that you would pay more during the course of their…
Ask Rusty – For Some Simple Guidance About Medicare
Dear Rusty: I’m nearing 68 years old, have never signed up for Medicare but thinking that I should look into it. I’m currently covered by my wife’s health insurance through her employer. I would greatly appreciate some simple guidance regarding…
Do you want to ditch your Advantage Plan?
The open enrollment period allows people already on Medicare to switch to a different plan that suits their needs better or add prescription coverage to their existing plan. Should you drop your Medicare Advantage plan and go to the original…