retirement
The Value of Social Security Knowledge
Here at the AMAC Foundation[1], we are keenly aware that knowledge about Social Security will help everyone choose a course of action which is best for their financial wellbeing. At times, it is someone who is looking ahead to retirement…
Ask Rusty – Should my Spouse be getting half of my Social Security amount?
Dear Rusty: I was referred to you to ask a question about Social Security benefits. I receive about $1,700 a month from Social Security while my husband receives only approximately $750 monthly. Is he entitled to file for half of…
Social Security Will No Longer Mail Paper Checks
This article proclaims it’s “the end of an era,” and it definitely is. Social Security has been mailing monthly payments to beneficiaries since the late 1930s. Of course, for many years, Social Security has also been requiring new recipients to…
Longer Life Expectancy Increases the Need for Retirement Savings to Last Longer
The average life expectancy in the United States has grown from age 61 in 1935, when Social Security was first created, to age 79 today. At that time, women were expected to live until 64, and men until 58. Someone…
Deciding When to Start Your Social Security Benefits
Deciding the right time to start your Social Security benefits is a personal decision only you can make. Everyone’s situation is different. Only you can decide the right time to start receiving your Social Security. If you are married, it’s…
Is Your Social Security Benefit Enough
Social Security plays a huge role for many older Americans, and it is not uncommon to wonder how their own benefit compares to others. Your Social Security benefit is based on your highest 35 years of earnings; the more you…
Social Security Makes Changes to Help You Plan Your Retirement
Social Security introduced “My Social Security Account” online 13 years ago. It helps you see how much more you will need in retirement savings or investments to offset your Social Security benefit to meet your retirement needs. My Social Security…
Steps to take if you have an unplanned retirement
More than 806,000 jobs have been cut so far in 2025, with the government leading with 292,294 cuts, followed by 89,251 in technology and 80,487 in retail. Many of those affected now face unplanned early retirement without time to prepare.…
Maxing out your Social Security benefits
Do you want the maximum Social Security benefit in 2026? While we do not yet know the exact maximum benefit for 2026, we are aware of the steps required to achieve it. Christy Bieber, writing for The Motley Fool, explains…
Multifactor authentication is gaining acceptance
People are no longer frustrated about multifactor authentication processes and other security measures on retirement plan websites and mobile apps, according to the latest J.D. Power’s U.S. Retirement Plan Digital Experience Study. Over half of the respondents stated that security…