retirement planning
Deja Vu All Over Again With Respect to Retirement Sentiment
The “Great Recession” of a decade and a half ago produced a chilling effect on many folks’ retirement thinking, with many market-based savings plans–401ks in particular–taking a brutal hammering. If you were already in retirement, or at the threshold of…
Reasons to Check Your SSA Annual Statement
Verifying the information included on your annual Social Security statement is an important thing to do, and can save you a lot of difficulty later in the event there are mistakes or omissions in the information contained in the statement.…
The On-going Question: Should I Delay Claiming Social Security?
This is without one of the most frequent questions we receive here at the AMAC Foundation Social Security Advisory Service , with many folks confused with the impact that various benefits starting points can have on monthly benefit cash flow.…
On Becoming Financially Ready for Retirement–Some Thoughts on Money
Life comes at you pretty fast, and the older we get, the more that becomes obvious. And it becomes even more obvious when one sees the retirement milestone coming at a fast pace. If you don’t have a plan in…
Retirement Planning 101: A Look at Some Basics
As the article says at the outset, it’s never too early or too late to plan for your retirement. The simple fact is that the planning must start somewhere, and this post by the good folks at L’Observateur appearing on…
A Generation-by-Generation Analysis of Beneficiaries’ Expectations
The drums are beating loudly these days on the issue of Social Security’s long-term financial future, with a steady stream of pundits weighing in on what’s likely to happen. But aside from the constant flow of articles posing suggestions for…
Some Contingency Planning Advice for Future Social Security Beneficiaries
If you’ve been watching the news, and especially the barrage of articles since the March 31 release of the 2023 Social Security Trustees Report, you probably are acquiring an understanding of the scope of Social Security’s financial troubles. One school…
The Growing State of Apprehension About Retirement
In the midst of growing accounts of Social Security’s rapidly evolving reserve fund depletion, there’s a curious mindset developing with respect to how future retirees view their post-career financing picture. To be specific, Financial Advisor IQ’s Alex Padalka, in a…
The “When to File” Question and its Implications
In a post on myfederalretirement.com, Certified Financial Planner Edward A. Zurndorfer provides detailed assessment of the key factors associated with the “when to file” question. Although his post is offered for the benefit of federal employees, the explanations and parameters…
Skepticism is Building With Respect to Social Security’s Future
A study conducted recently by annuity and life insurance products provider PlanGap reports that 70% of the participants in their 2023 Social Security Confidence Survey are not confident in the federal government’s ability right the Social Security ship in time…