retirement planning
Delaying Retirement: The Importance of Staying Relevant
Wanting to delay retirement as a strategy to bolster finances for those later years is becoming more and more the norm. But for many, it’s not that easy, given what many see as diminishing opportunities for older workers. “Their bosses…
Rethinking retirement planning: portfolio withdrawals and Social Security
Conventional wisdom as widely published in retirement articles suggests withdrawing 4% of your portfolio each year of retirement (adjusted for inflation) and choosing a Social Security start date after conducting a break-even analysis. This MarketWatch article, however, suggests that this…
Some Pointers on Seeking Financial Advice for Retirement
Unbiased financial advice for those planning for their retirement years is difficult to come by, according to an article by Forbes contributor Peter Fisher posted on www.forbes.com. Fisher comments on the impact of conflicts of interest on the part of financial advisors…
More on Social Security Strategies…Some Things You May Not be Aware of
Ryan and Tyson Thacker, principals in B.O.S.S. Retirement Solutions, offer an extensive review, in podcast format on soundcloud.com, of some of the more important–but least understood–strategic moves that can be made to correctly and appropriately file for Social Security benefits.…
For Many, Social Security is the Footing for a Sound Retirement
Despite rumors of Social Security’s impending problems (in fact, many use the term “bankruptcy”), rational, informed financial planning for retirement needs to consider the place that this benefit program holds for seniors. Marcia Mantell, founder and president of Mantell Retirement Consulting, Inc., in…
Reverse Mortgages and Their Current Use in Retirement Financial Planning
The NerdWallet’s Liz Weston examines the current state of reverse mortgages and the role that they can play in retirement financial planning following recent changes in the law. Whether it’s portfolio protection, debt reduction, or supplemental income, changes mandated by…
Tax Planning, Social Security, and Retirement Planning: A Primer for the Savvy Widow
For widows (and widowers, for that matter) wrestling with the decision on when to retire, it’s a good idea to think strategically and weigh a variety op options before taking the plunge. For example, understanding the benefits of working longer than…