retirement planning
“Unretiring” Has Become an Option for Many Dealing With the Economy…But be Careful!
We’re in a pretty tough economy right now, and the outlook for the near term doesn’t look promising. As a result, and perhaps spurred on by the constant barrage of “help wanted” postings and cries of “worker shortages” we hear…
Envisioning and Defining Retirement
With all the financial and economic doom and gloom news, many retirees and pre-retirees are questioning their retirement plans. However, the media focuses on how to save for retirement, not how to spend in retirement. Jamie Hopkins uses the term…
Assessing Your Social Security Readiness
Anyone approaching the decision point on Social Security benefits needs to have a grasp on some of the key fundamentals. Failure to do so could result in decisions that, due to their irrevocability, could haunt you later in life. The…
Using Social Security’s online retirement planners
Anyone looking ahead to retirement is probably aware of the importance of understanding the details needed to make effective decisions. In an effort to help those interested in acquiring this understanding, SSA Public Affairs Specialist Catherine LeBlanc has posted an…
If You’re Worried About Running Our of Money in Retirement, Read This!
Many, many folks aging into–or already in–their retirement years share a concern: Your accumulated nest egg may not be substantial enough to carry you the way you’d like. If that’s a concern you have, Robert Powell Editor of TheStreet’s Retirement…
Delaying Retirement: The Importance of Staying Relevant
Wanting to delay retirement as a strategy to bolster finances for those later years is becoming more and more the norm. But for many, it’s not that easy, given what many see as diminishing opportunities for older workers. “Their bosses…
Rethinking retirement planning: portfolio withdrawals and Social Security
Conventional wisdom as widely published in retirement articles suggests withdrawing 4% of your portfolio each year of retirement (adjusted for inflation) and choosing a Social Security start date after conducting a break-even analysis. This MarketWatch article, however, suggests that this…
Some Pointers on Seeking Financial Advice for Retirement
Unbiased financial advice for those planning for their retirement years is difficult to come by, according to an article by Forbes contributor Peter Fisher posted on www.forbes.com. Fisher comments on the impact of conflicts of interest on the part of…
More on Social Security Strategies…Some Things You May Not be Aware of
Ryan and Tyson Thacker, principals in B.O.S.S. Retirement Solutions, offer an extensive review, in podcast format on soundcloud.com, of some of the more important–but least understood–strategic moves that can be made to correctly and appropriately file for Social Security benefits.…
For Many, Social Security is the Footing for a Sound Retirement
Despite rumors of Social Security’s impending problems (in fact, many use the term “bankruptcy”), rational, informed financial planning for retirement needs to consider the place that this benefit program holds for seniors. Marcia Mantell, founder and president of Mantell Retirement…