retirement savings
“Trump Accounts” Hit the Street Running
The tax-advantaged savings opportunities created by the One Big Beautiful Bill Act offer a pathway to wealth accumulation that could help address a long-standing challenge for future retirees: the lack of financial resources to replace pre-retirement earnings when Social Security…
Analyzing the “Trump Accounts,” Their Challenges and Potential
The “One Big Beautiful Bill Act” brought a slew of welcome benefits for seniors, from relief from some of the tax burden on Social Security benefits, to income tax relief for workers with tip income, to the temporary ability to…
Retirement Savings Alert: 2026 Provides More Opportunities
If you’re looking to improve your financial position for that future retirement, you’ll be pleased to know that there are additional opportunities in place for 2026. On the upside, contribution limits for 401(k) and IRA plans and health savings accounts…
Reminder: Retirement Plan Contribution Limits for 2026
As we cruise toward the end of 2025, many of us are actively planning our financial moves for the coming year. One area of planning involves preparing for tax season, while another closely related area involves continued financial planning for…
GIG Workers and Retirement…What’s Their Future Look Like?
In a postandcourier.com post by PensionBee founder and CEO Romi Savova, I found a startling statistic:: By 2027, freelancers will make up more than 50 percent of the workforce, marking a fundamental shift in the U.S. labor market. In her…
Social Security Insolvency–The Cost of Doing Nothing
For decades, the Social Security trustees have been forecasting the complete depletion of the program’s trust fund reserves, with the most recent estimate indicating that this will occur approximately eight years from now. As part of their annual warnings, the…
Is retirement a distant dream?
The Census Bureau predicts by 2050, a quarter of the United States population will be 65 and older. Why is this important? In 2023, 11.2 million Americans age 65 and older were in the labor force (working or actively seeking…
Addressing Retirement Savings Concerns…Some Help Coming in 2025
The importance of building a satisfactory financial “nest egg” one’s life in retirement cannot be understated, especially when viewed in light of Social Security’s design to replace about 40% of most workers’ re-retirement earnings. With the median household retirement savings…
Expert’s Social Security Advice to Gen Zers: “You Have Time to Plan”
In a report posted on nbclosangeles.com, CNBC’s Cheyenne DeVon suggests that millennials and Gen Zers harbor concerns that Social Security faces oblivion and that “… 40% think they ‘won’t get a dime’ of Social Security benefits.” She points to repetitive…
Is there a “Retirement Crisis?” Well, it probably depends on who you ask.
A recent survey published by Prudential Financial suggests that well over hLF–58%, to be exact–appear convinced that the U.S. is in the midst of a crisis of some sort. But, is that really the case, or is it just that…