retirement
Is Your Social Security Benefit Enough
Social Security plays a huge role for many older Americans, and it is not uncommon to wonder how their own benefit compares to others. Your Social Security benefit is based on your highest 35 years of earnings; the more you…
Social Security Makes Changes to Help You Plan Your Retirement
Social Security introduced “My Social Security Account” online 13 years ago. It helps you see how much more you will need in retirement savings or investments to offset your Social Security benefit to meet your retirement needs. My Social Security…
Steps to take if you have an unplanned retirement
More than 806,000 jobs have been cut so far in 2025, with the government leading with 292,294 cuts, followed by 89,251 in technology and 80,487 in retail. Many of those affected now face unplanned early retirement without time to prepare.…
Maxing out your Social Security benefits
Do you want the maximum Social Security benefit in 2026? While we do not yet know the exact maximum benefit for 2026, we are aware of the steps required to achieve it. Christy Bieber, writing for The Motley Fool, explains…
Multifactor authentication is gaining acceptance
People are no longer frustrated about multifactor authentication processes and other security measures on retirement plan websites and mobile apps, according to the latest J.D. Power’s U.S. Retirement Plan Digital Experience Study. Over half of the respondents stated that security…
Financial pressures reshaping retirement planning
Over one-third of employees are withdrawing from their retirement accounts to pay down urgent needs, according to Payroll Integrations’ Employee Financial Wellness Report. Gen Zers are leading the way with 46 percent stating they have taken money out of their…
Some harsh truths about the COLA
The 2026 Cost-of-living allowance (COLA) will be announced next month. Many seniors see this as a raise, but it is far from that. COLA is solely meant to keep pace with the impact of inflation, so you don’t lose buying…
What to expect from Social Security
The headlines about Social Security insolvency are scary to most Americans. According to a recent survey from NerdWallet, “36 percent of Americans under age 65 don’t think that Social Security will be available to them by the time they retire.”…
You are not too old to start saving
“Better late than never” can be said about saving for retirement. Some people say, “I’m too old to start saving for retirement”, but in truth, you are not. Even if you started later than everyone else, you could start saving…
The US retirement readiness has improved
The United States’ retirement readiness ranking has improved compared to last year; however, it’s still lower than where we stood a decade ago, according to the 2025 Global Retirement Index from Natixis Investment Managers. Even with the increase in ranking,…