seniors
Maximize your Social Security benefits by claiming at age 70
Nearly three in four seniors depend on Social Security for at least half of their income, and 21.8 million seniors live solely on Social Security benefits, according to The Senior Citizens League. With Social Security playing a significant role in…
What to consider if you’re becoming an Expat
You’re considering becoming an expat; you are not alone. Over 760,000 retirees receive Social Security abroad, a number that has grown sharply in just two years. In 1974, only 10 percent of US citizens expressed interest in moving abroad. By…
Is 67 a good time for you to take benefits?
The earliest you can claim Social Security is age 62, but your monthly benefit will be reduced if you claim before your full retirement age (FRA). At your FRA, you receive 100 percent of your calculated benefit. If you delay…
5 Social Security YouTube Videos Everyone Should See Today
Social Security programs, benefits, and resources are here to support you throughout life’s journey. On our YouTube channel, you’ll find easy-to-understand videos that explain our programs, benefits, and services. Whether you’re planning for retirement, managing your benefits, or creating your…
The Stop Social Security Garnishment Act of 2026
Social Security benefits are generally protected from garnishment, but legal exceptions exist. On August 17th, Sen. Bernie Sanders (I-Vt.) introduced legislation to prevent the federal government from garnishing Social Security benefits of seniors for unpaid student loan payments. The Stop…
Struggle to build engagement and trust with Medicare Advantage members
The JD Power 2026 U.S. Medicare Advantage Study found “the overall satisfaction with Medicare Advantage plans declines for the second consecutive year.” They also reported that 43 percent of plan members say their plan is a trusted partner in their…
The role of education in retirement planning
The Department of Labor’s 2024 National Compensation Survey found that only about half of U.S. small employers offer a retirement plan, compared with nearly all large employers. Although millions of private sector workers still lack access to workplace retirement savings…
How COLA affects your Social Security benefits
The Social Security Administration will announce the official 2027 COLA on October 14, 2026. The COLA equals the percentage increase in the average CPI-W (Consumer Price Index for Urban Wage Earners and Clerical Workers) for July, August, and September 2026…
The Medicare at Home Act
Representative Debbie Dingell (D-MI) and Senator Andy Kim (D-NJ) introduced the Medicare at Home Act. The Medicare at Home Act aims to expand Medicare to include a home care benefit for beneficiaries who need assistance with daily living activities. Currently,…
Consider transitioning to retirement slowly
We all have our own version of what our retirement will look like. Of course, having enough money is generally the first thing people plan for, according to all the experts; however, retirement can be a shock to your system.…