seniors
Dental coverage, especially important for older Americans, is not covered by Medicare.
Dentists understand the importance of healthy teeth and gums. Despite this, Medicare rarely, if ever covers the cost for these services. The great majority of older Americans are paying out of pocket or not getting basic dental service which could…
Important Guidelines for reducing Scams
Senior citizens are especially vulnerable to scams. To protect yourself from fraud there are general guidelines you can follow. This article is focused on the state of New York and Medicare, but the information is helpful to everyone. Notice: The link…
Many seniors find “un-retiring” is a better option
For many seniors, working a whole career can get stale, causing retirement to look extremely attractive. But about 2 in 5 Americans have found that retirement isn’t all they dreamed it to be, and have returned to work – in…
Want to retire early? Learn about the “FIRE” concept (Financial Independence, Retire Early)
Early retirement is something likely dreamt of by most millennials and members of “Generation Z” but, as many Boomers and Gen Xers have discovered, retiring early is a pretty lofty objective. The FIRE concept (Financial Independence, Retire Early) is an…
Encore Article: Medicare Coverage Options and Open Enrollment
This article was first published last fall but is worthy of this encore re-publication because the topic – Medicare – is one which affects a majority of our readers all year long. Originally published by the non-profit Kaiser Family Foundation…
Chronic Care Management may be available to you.
Chronic Care Management has been found to help Medicare patients reduce hospital and clinic visits. A person who has two or more chronic conditions is eligible for a federal program that pays doctors to do more to manage the patients…
A Sad Statistic: 30,000 died awaiting approval of SS Disability benefits
Social Security’s customer service issues are quite well known, especially by those who submit an application for Social Security Disability Insurance (SSDI) benefits. On average, it’s now taking about 8 months for an initial SSDI determination, and appeals of denied…
A Widow’s Social Security Journey
The aftermath of losing a spouse is difficult enough, without the stress of dealing with the Social Security Administration when they learn of your spouse’s death. And Social Security does find out – if not from a survivor, they’re usually…
Early Estimate of 2025 Cost of Living Adjustment (COLA)
While it is still way too early in the year to say with certainty what next year’s COLA increase will be, one senior’s group is suggesting that continued high inflation will likely mean another 3% (or so) increase to everyone’s…
The WEP/GPO Debate Rages On
Congress has been under considerable pressure lately over two Social Security provisions which have, for decades, irked some retirees from public service. The Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) affect those who have a federal, state,…