seniors
Retirement Planning and Social Security go hand in hand
Planning for retirement can be a sometimes daunting event, but something which is exactly the right way to secure your future. Some employers still offer a traditional “defined benefit” retirement plan, though these seem to be losing favor in American…
Social Security Fairness Act: Update
About 3.2 million people were affected by enactment of the Social Security Fairness Act in early January 2025. The media coverage of this event has many Social Security recipients wondering if their personal benefits will be affected. Here at the…
Don’t forget healthcare when planning your retirement
Of course, healthcare in the form of coverage for doctor visits and medical tests are, for most Americans, substantially covered by Medicare and/or Medicare Advantage plans from private insurers. But reality is that Medicare doesn’t cover everything, and a potentially…
State-by-State Average Social Security Payments
How does your monthly Social Security check compare to others, like you, who reside in your state? Fact is, according to over 75% of those collecting benefits, Social Security is an important part of their retirement income. Indeed, for some…
A Realistic Perspective on Reducing Social Security Fraud
Most media accounts of recently announced Social Security changes have been met with criticism by reporters, liberals, and anyone else wishing to label the Administration’s fraud and waste reduction efforts as misguided. But reality is that nearly $72 billion in…
“Telehealth” restrictions may happen later this year with Medicare
“Telehealth” – meeting with your doctors over the phone or online, came into being earnestly during the pandemic. That’s because of pandemic-induced restrictions and the fear of COVID-19 – restrictions and fears which have large gone by the wayside. Nevertheless,…
About Seniors and Social Security Disability
In this very informative article, a former Social Security employee discusses Social Security Disability Insurance (SSDI) benefits, and draws a comparison between another disability program known as SSI (Supplemental Security Insurance). The former is a program available to all working…
Social Security Deaths: How they are reported and Handled
With all of the media coverage surrounding the Department of Government Efficiency (DOGE) efforts to weed out fraud and waste, some recent coverage has focused on the Social Security Administration. Specifically, how deaths are reported to, and handled by the…
Thinking About Where to Retire with your $1.5 million nest egg? Here’s how long that nest egg will last in every state.
Well, with many Americans still suffering a “retirement crisis” – that is, not saving enough for their retirement – accumulating a $1.5 million nest egg before hanging up one’s work boots may seem like an unreachable goal. But, for the…
About not paying income tax on Social Security Benefits
President Trump has suggested that seniors should not have to pay income tax on their Social Security benefits, and (obviously) most seniors would agree. Some studies say that eliminating income tax on Social Security benefits would provide a welcome $3,000…