seniors
Will doctors continue to serve Medicare patients?
Medicare reimbursement is not keeping up with inflation, according to a new study. The report noted that doctors are paid one-third less than a decade ago, but over the same period, inflation has risen by almost 30 percent. Additionally, Medicare…
Social Security Was Never Intended to be Your Only Retirement Fund
Social Security was created as a safety net to keep seniors out of poverty. Social Security was never intended to be your only source of income to live on when you retire. The retirement model is a three-legged stool. 1)…
Scams Appear More Legitimate with the use of Artificial Intelligence
With the use of Artificial Intelligence (AI), you must be more alert than ever before with emails, texts and phone calls that you receive. The scammers can now duplicate almost anything: Your voice, friends’ and family voices, official looking emails…
The rising cost of health care for Medicare beneficiaries
The cost of health care for Medicare beneficiaries is rising. A recent analysis by the Kaiser Family Foundation found that 7 million Medicare beneficiaries spent more than 10 percent of their annual income on Medicare Part B premiums in 2024.…
How To Receive a Paper Social Security Check After September 30th, 2025
An executive order titled “Modernizing Payments To and From America’s Bank Account” was issued by the President in the first quarter of the year to phase out paper checks to and from the government. You will still be able to…
Does it pay to delay taking your Social Security Benefits?
The current retirement age for anyone born in 1960 or later is 67 years old. The reduction for taking your benefit at age 62 is 30%. If you delay taking your benefits until age 70, your benefit will increase by…
A Widow’s Social Security Journey
The aftermath of losing a spouse is difficult and can be compounded by the stress of dealing with the Social Security Administration when they learn of your spouse’s death. And Social Security does find out – if not from a…
Is your money safe from criminals
Seniors lost nearly $4.8 billion in 2024 after falling victim to scams, according to a recent FBI report. Older Americans made up the majority of victims of investment fraud. Criminals know retirement funds usually contain a large amount of money,…
What is the biggest threat to your retirement
We are all aware that Social Security is facing an insolvency issue if Congress does not act by 2034. If no action is taken by lawmakers, then Social Security may have to cut benefits by 19 percent. But what if…
Well-Being Insurance for Seniors to be at Home Act
Needing long-term services and support could change your retirement. What is LTSS, and how will it affect your retirement? Long-term services and supports (LTSS) encompass the broad range of paid and unpaid medical and personal care services that assist with…