seniors
Workers want lawmakers to shore up Social Security
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U.S. workers want lawmakers to address Social Security’s insolvency issue. In a recent report, 58 percent of workers said they want the President and Congress to fix Social Security. However, when asked what Congress should do, the response was mixed,…
Social Security changes for 2025
We are almost at the halfway mark for the calendar year 2024; now is the time to be aware of some changes to Social Security in 2025. What are these changes? Christy Bieber outlines the three Social Security changes we…
Are you on track for retirement?
Are you on track financially for retirement? If not, you are not alone. According to a recent survey by Prudential, only 1 in 5 people 55 years old have the recommended eight times their salary in their retirement accounts. Aimee…
Surprised With Your Low Social Security? You’re Not Alone
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Social Security benefits only replace 33 to 55 percent of the average earnings for American workers. Social Security is the largest source of income for most beneficiaries and some, their sole source of income. With the current economic conditions, you…
Medicare’s hospital-at-home program
You may have heard of the “hospital-at-home program,” but do you know what it means? Hospital-at-home enables some patients who need acute-level care to receive care in their homes rather than in a hospital. The Centers for Medicare & Medicaid…
Social Security is facing a cash shortage
The Transamerica Center for Retirement Studies recently reported that 88 percent of baby boomers expect to rely on Social Security in retirement. However, Social Security will be insolvent in just 11 years, forcing benefits to be cut by nearly 17…
Ask Rusty – Grieving Husband Asks About His Survivor Benefits
Dear Rusty: My wife died May 4, 2024. I notified Social Security, and they have removed the direct deposit made to my joint checking account on May 8, 2024. What are my options now for obtaining any benefits from my…
How to get a Fairly Accurate Estimate of Your Future Social Security Benefits
Knowing a number close to what you will actually receive in benefits is important for retirement planning. If you are between 50 and 65 it’s time to find out this information. Read this article by Trevor Jennewine published by The…
The So-called Social Security “Apocalypse”
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“Apocalypse” and “Doomsday” are words which have been used to describe Social Security’s looming financial issue, but both words are not an accurate way to described the problem. According to this FOX29 article by Heather Miller, it would be more…
Surprise! 2025 COLA Won’t Offset True Inflation
Inflation is an insidious thing – inexorably creeping prices for most everything we buy. And while there is often a lot of hoopla about how Cost of Living Adjustments (COLA) are designed to help seniors keep up with inflation, the…