seniors
Determining your retirement savings needs
Some leading retirement experts have said that two million dollars is generally enough to retire comfortably. But do you really need that much saved for retirement? Everyone’s idea of retirement is different, so should their retirement savings; however, there are…
Are American retirees underprepared?
Is retirement in America truly a tale of two cities? Yes, there is a certain section of the retiree population that is doing well during their retirement, while others are not. Why are U.S. retirees generally underprepared to live well…
A Beginner’s Guide to Social Security
For many folks, retirement is a destination. Thoughts of someday kicking back and reflecting on a career well executed, or a history of meeting the challenges of supporting a family, or the simple satisfaction of being a part of a…
Bring your retirement strategy up to speed
The only thing constant is change – Heraclitus. That can also be said about retirement planning. The world is evolving, so should your retirement strategies. The same old strategies that served our parents simply do not apply in today’s economy.…
A shifting retirement landscape
The recently released Vanguard Retirement Outlook analysis found that “if all workers had access to a defined contribution plan, retirement readiness would rise to 61 percent.” However, the U.S. retirement system has undergone a structural shift where defined benefit plans…
Medicare Open Enrollment will start Oct. 15th
Due to the government shutdown, updates to information on the Medicare.gov website may be limited or delayed. Your Medicare benefits and coverage will continue as before, and you can go to your doctor and access the health care services you…
Will your retirement savings last 25 years?
Retirement isn’t a carefree experience for everyone. Fears about money and declining health loom large, compounded by the uncertainty of what the future holds. A recent survey of pre- and post-retirees found that two-thirds of people fear running out of…
Release of the 2026 COLA on October 24th
The 2026 cost-of-living adjustment was originally scheduled for October 15th; however, due to the government shutdown continuing, it has been rescheduled for October 24th. Why the delay? Because to calculate the COLA, the Bureau of Labor Statistics must release its…
Retirement Doesn’t Always Mean You Have to Start Your Social Security Benefits Early
If you are in a position to retire early and don’t need to start your Social Security benefits at that time, congratulations! If you find yourself in a position where your early retirement wasn’t your choice, there are options you…
Scam Alert – The Following Alert is From the Social Security Administration
For Immediate Release October 8, 2025 Unexpected Letter, Text, or Email from the U.S. Supreme Court? Think Scam First The Office of the Inspector General (OIG) for the Social Security Administration (SSA) is warning the public about a…