Social Security solvency
Social Security and Federal Debt: An Ongoing Debate
Pew Research Center recently observed1 that the U.S. federal debt is a growing concern among the American public, with now more than half of the sampled population considering it a top priority. At this writing, the “debt clock” shows our…
Everything You Ever Wanted to Know About Immigration and Social Security
This piece by the Center for Immigration Studies explains everything you ever wanted to know about immigration and how it is handled by the Social Security Administration. As we know, illegal immigration has skyrocketed in preceding years of a previous…
Social Security: A 2025 Financial Picture
Social Security is America’s most important retirement program, providing financial assistance in retirement for over 70 million Americans. Indeed, about half of all those receiving Social Security benefits say that it is a “major” source of their retirement income. And,…
Social Security Reform: A Potential Costly Mistake
If you follow the news at all, you are likely well aware that the nation’s premier senior retirement program – Social Security – is facing some financial issues in merely seven years! That is certainly cause for concern among our…
A Novel Way to Look at the Economic Impact of Social Security
When most folks think about Social Security benefits, they tend to equate these dollars as supporting retirees and their dependents in their “golden years.” While that’s certainly true, Social Security has a much broader impact on the U.S. economy than…
Western nations are addressing similar public pension challenges
The good news is that more than 74 million Social Security recipients will receive a 2.8 percent cost-of-living adjustment starting in January 2026. However, the Bureau of Labor Statistics has just released the annual inflation rate at 3 percent, further…
Questioning Social Security’s Future…
Social Security’s future for today’s younger workers is in transition. There’s no question about that, given the ongoing commentary on the program’s trust funds’ impending insolvency. For example, the just-completed transition to age 67 as the full retirement age (FRA)…
Social Security: Claiming early vs. waiting for higher benefits
Claiming Social Security “early” (before full retirement age) is still the most popular option for many American seniors, even though they know waiting longer will substantially improve their monthly benefit. Two recent surveys revealed that nearly half of unretired Americans…
Are We Approaching Social Security Reform the Wrong Way?
According to one Social Security pundit, we are approaching U.S. Social Security reform all wrong. In this article by Andrew G. Biggs of the American Enterprise Institute (AEI), the author contends that all policy discussions about Social Security reform center…
Concerned about Social Security? Don’t be!
If you pay attention at all to media accounts and armchair pundits, you are already aware that Social Security has a looming solvency issue, expected to come to a head in less than a decade. According to the Trustees of…