Social Security
Social Security for Married Couples
When to claim Social Security is a relatively simple decision for single individuals – base your claiming decision on your own personal financial needs. But that decision is not so easy for a married couple, because each couple should look…
Should You Claim Social Security at 62?
Most financial advisors will likely say no – it’s far better to wait longer to claim Social Security and get a higher monthly payment for the rest of your life. Why then, is age 62 the most popular age to…
Are You Ready to Claim Social Security?
Being mentally ready to claim Social Security and being physically ready to make that move may be two different things! Sure, if you’re stressed out at work or otherwise simply ready to hang up your work clothing, and you are…
How Taxes fit into Social Security’s Financial Future
Unless you were sleeping (or perhaps out of the country) since the last Presidential election, you’ve likely heard a lot about President Trump’s desire to change how income taxes are levied on Social Security benefits. Repealing taxes on Social Security…
Do you fear retirement?
Retirement – that dream that we’ve all likely had since we started working! Unfortunately, far too many Americans approach retirement with trepidation, fearing they may not have the money they will need to retire in comfort. A recent study found…
Words of Wisdom About Living Longer
Ready for a little inspiration? In these days of frequent political discord, with just about every media article we read exploring some looming crisis or projected chaos, let’s take some time to ponder what is important in life. After all,…
Increase anxiety and concern about Social Security
A recent poll by The Associated Press-NORC Center for Public Affairs Research found that 30 percent of individuals aged 60 and up said they were not confident about the availability of Social Security benefits. A similar poll conducted in 2023…
How Social Security fits into your retirement plans
This year, many federal employees will be retiring or will be facing downsizing. It is important for them, and other individuals, to reevaluate their retirement plans and understand how Social Security benefits fit into them. Tammy Flanagan, Retirement Counseling and…
Four reasons not to take your benefits early
Many retirees are not sure when to begin their Social Security retirement benefits. If you start your benefit at age 62, you will receive a reduced amount; however, if you postpone taking your benefits from your full retirement age up…
Legislation to make changes to the terminology used by Social Security
Sen. Bill Cassidy, [R-LA] introduced on April 29, 2025, a bill to require changes to the Social Security Administration’s terminology. S.1504 – would require the Social Security Administration to make changes to the social security terminology used in the rules,…