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Take Social Security at 62 or wait?
Amy Legate-Wolfe shares three reasons to take Social Security sooner rather than later, even as early as age 62. It’s not the normal advice most give, but the author states poor health, high debt, and a partner who earns more than the other (and enough for both) are valid reasons to start benefits early, even though waiting until age 70 yields the highest monthly benefit possible. Full piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.